Umbrella Insurance Policies
Umbrella insurance is a type of liability insurance that provides an additional layer of protection beyond the limits of your existing policies. It helps protect you from financial losses if you are sued for damages that exceed the limits of your other policies, such as auto or homeowners insurance. It can provide coverage for legal fees, settlements, and judgments that exceed the limits of your other policies. Without umbrella insurance, you could be left with significant out-of-pocket expenses if you are found liable for damages in a lawsuit.